The Truth in Lending Act (TILA) is a key federal law that mandates clear disclosure of loan terms and...
A cooling-off period for loans is a legal timeframe after signing a loan agreement during which you can...
The Fair Credit Reporting Act (FCRA) is a federal law that safeguards your credit information by promoting...
The Equal Credit Opportunity Act (ECOA) prevents discrimination in credit applications, guaranteeing...
The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive,...
FDIC Insurance protects your deposits at U.S. banks by insuring up to $250,000 per depositor, per bank,...
The fiduciary standard in finance requires financial advisors to prioritize your interests above their...
A credit freeze and a credit lock both safeguard your credit report from unauthorized access, but they...
The Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) reformed U.S. bankruptcy law in...
Identity theft protection services monitor your personal information, alert you to fraud, and assist...