The Fair Credit Reporting Act (FCRA) is a federal law that safeguards your credit information by promoting...
The Equal Credit Opportunity Act (ECOA) prevents discrimination in credit applications, guaranteeing...
The Fair Debt Collection Practices Act (FDCPA) is a federal law that protects consumers from abusive,...
FDIC Insurance protects your deposits at U.S. banks by insuring up to $250,000 per depositor, per bank,...
The fiduciary standard in finance requires financial advisors to prioritize your interests above their...
A credit freeze and a credit lock both safeguard your credit report from unauthorized access, but they...
The Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) reformed U.S. bankruptcy law in...
Identity theft protection services monitor your personal information, alert you to fraud, and assist...
The compensation model of a financial advisor—fee-based or fee-only—significantly affects the advice...
A fraud alert notification signals lenders to verify your identity before issuing credit, helping prevent...