A fraud alert notification signals lenders to verify your identity before issuing credit, helping prevent...
The Mortgage Assistance Relief Services (MARS) Rule shields homeowners from foreclosure rescue scams...
Limited English Proficiency (LEP) Disclosures are translated financial documents provided by lenders...
The Fair Credit Billing Act (FCBA) is a crucial federal law that safeguards consumers from inaccurate...
A credit limit disclosure informs you of your maximum borrowing capacity and critical credit card terms....
Compensatory damages are monetary awards designed to reimburse borrowers for actual losses suffered due...
The Consumer Financial Protection Bureau (CFPB) is a U.S. government agency that enforces consumer protections...
Responsible lending ensures lenders verify your financial ability to repay a loan, protecting borrowers...
Rescission rights provide a federal three-day window for borrowers to cancel specific home loans, like...
A Non-Public Loan Disclosure is a required set of documents that private student lenders must provide...