Institutional appraisal guidelines set the standards financial institutions must follow to ensure property...
The Initial Draw Authorization is the lender's first release of funds in a construction loan, enabling...
Ineligible property types are those that do not meet the safety, location, or structural standards set...
ITIN loans provide credit options for individuals without a Social Security Number by using an Individual...
An Independent Appraisal Review Panel is a neutral group of valuation experts who provide unbiased opinions...
Income averaging is a key method USDA lenders use to assess the stable income of borrowers with fluctuating...
Identity of Interest Certification is required by the FHA when a homebuyer and seller have a pre-existing...
The HUD Settlement Cost Booklet was a government-required guide that helped homebuyers understand mortgage...
A HUD Housing Counselor is a certified professional working through HUD-approved agencies to provide...
The HUD Addendum to URLA (Form 92900-A) is a required form that supplements the standard mortgage application...