A zero down payment loan enables borrowers to finance 100% of a property's purchase price without an...
Yield Spread Premium (YSP) is a payment from mortgage lenders to brokers for loans with interest rates...
A wraparound mortgage is a type of seller financing where the seller extends a new loan that includes...
A warehouse line of credit is a short-term revolving loan that mortgage lenders use to fund new loans...
A variable-rate loan cap puts limits on how much the interest rate of a loan can increase, protecting...
The VA Funding Fee is a one-time payment required for most VA home loans. It helps keep the VA loan program...
The vacancy rate affects an income property's loan potential by indicating the portion of unoccupied...
The Uniform Residential Loan Application (URLA) is a standardized mortgage application form lenders use...
An underwater mortgage occurs when your home's value falls below the outstanding mortgage balance, creating...
A Trust Deed Sale is a process where a property is sold due to unpaid loans secured by a trust deed,...