An income-based lending program links your loan payments to your income level, adjusting monthly payments...
An end-of-term balloon payment is a large lump-sum payment due at the end of a loan, allowing for lower...
A charge-off settlement loan helps you pay off a negotiated settlement on a debt that has been charged...
A zero-percent interest loan allows borrowing without paying interest during a promotional period, but...
A usury cap is a state-imposed legal limit on the interest rate lenders can charge on loans. It protects...
An unsecured installment loan lets you borrow money without collateral, repaid in fixed monthly payments...
Unpaid Principal Balance (UPB) is the remaining amount of the original loan principal you still owe,...
Simple interest loan calculation helps borrowers understand the interest charged based solely on the...
A secured installment loan is a borrowing method where you repay a fixed amount over time, backed by...
A periodic payment statement is a monthly mortgage report detailing your payment breakdown, loan balance,...