State enforcement actions against predatory payday lenders use investigations, fines, and lawsuits to...
Payday loans charge high short-term fees that translate into very large effective APRs and meaningful...
Employer-based repayment programs let workers access earned wages through payroll advances or employer-funded...
Employer-based short-term advances let employees access part of earned wages before payday, offering...
Seasonal workers often face cash shortfalls that make payday loans tempting—but those loans carry very...
State laws greatly shape whether payday loans are available, how much they cost, and what borrower protections...
Payday loan alternatives are safer short-term funding options that help gig workers cover emergencies...
Safer alternatives to payday lending include credit union loans, employer paycheck-advance programs,...
Payday alternatives provide short-term cash with lower fees and fairer repayment terms than typical payday...
Payday loan state caps are laws that limit the fees, rates, or total cost lenders can charge. These local...