Negotiating with payday lenders lets borrowers ask for reduced payoffs or modified terms when they can’t...
Installment alternatives let borrowers repay small-dollar loans in fixed payments over time, reducing...
State caps on payday lending are state-set legal limits on the interest and fees payday lenders can charge....
Payday loan rollovers extend a short-term loan by deferring principal and paying only fees, often raising...
Short-term borrowing safety means choosing lower-cost, transparent short-term loans instead of high-fee...
State-by-state protections determine how payday lending is regulated where you live — from outright bans...
Over the past decade, payday loan regulations have shifted from patchwork local rules to stronger consumer...
Repeated short-term payday borrowing is a pattern of taking and re-taking short, high-fee loans that...
Payday loans are short-term, high-cost cash advances that often carry extremely high fees and short repayment...
Employer pay advances are employer-funded, short-term withdrawals from future wages; payday loans are...