Legal protections for payday loan borrowers are federal and state laws designed to prevent predatory...
Community resources and grants provide non‑debt financial help for urgent needs, reducing the need to...
Payday loan marketing covers how short-term, high-cost lenders promote loans. Ethical and legal marketing...
Rollovers and add-on fees in payday lending are fees that extend or layer onto short-term loans, often...
Safer alternatives to payday loans include employer wage advances and community programs that provide...
Employer salary advances let workers access earned wages early—often with no interest—while payday loans...
A payday loan settlement is an agreement to pay less than the full payday loan balance. Negotiation can...
State law caps set legal limits on the interest rates and fees payday lenders can charge; these limits...
State limits on rollovers and interest determine how much lenders can charge and how often borrowers...
A payday loan buyout offer is a lender’s proposal to pay off your payday loans in exchange for a new...