Debt validation is a consumer protection that requires debt collectors to provide proof that a debt is...
A loan servicer manages your loan's day-to-day activities, including collecting payments, handling escrow...
Forbearance allows borrowers to temporarily pause or reduce loan payments during financial hardship,...
Perkins Loan Cancellation allows borrowers who worked in qualifying public service roles to reduce or...
Student loan forgiveness and discharge both eliminate federal student loan debt but differ in eligibility...
Insolvency occurs when an individual or business cannot meet debt obligations as they become due. Recognizing...
Debt settlement is an option where you negotiate with creditors to reduce the amount you owe, often to...
Chapter 13 bankruptcy is a legal process allowing individuals with regular income to reorganize and repay...
Chapter 7 bankruptcy provides individuals and businesses a legal way to eliminate most unsecured debts...
A civil judgment is a legal determination requiring one party to pay another or perform an action, impacting...