The Total Loan Amount Disclosure shows the complete cost of your mortgage over its term, including principal,...
The Total Interest Percentage (TIP) reveals the total interest you'll pay over your loan's lifetime as...
System-to-system loan data transfer is a secure, automated process that moves your complete loan information...
Sustainable lending practice requirements guide lenders in evaluating environmental, social, and governance...
A survivorship clause in a loan agreement specifies who remains liable for the debt if one borrower dies,...
A substandard loan is a bank loan identified as having serious weaknesses that threaten full repayment....
Stated-income loan programs allow borrowers, especially self-employed individuals, to qualify for loans...
A stated asset program allows borrowers to qualify for loans using liquid assets, like savings and investments,...
Spousal Co-Borrower Rules allow lenders in community property states to consider a non-borrowing spouse’s...
The Risk Retention Rule mandates that lenders maintain a stake in the loans they package into securities....