Reducing taxes on retirement withdrawals preserves more of your savings. This guide covers Roth conversions,...
Choosing between long-term care insurance and self-funding affects your assets, care choices, and family...
Designing retirement cash-flow scenarios with variable spending means planning cash inflows and outflows...
Coordinating spousal and survivor benefits means timing Social Security claims across spouses to maximize...
Defined contribution plans (e.g., 401(k)s) are the primary retirement savings vehicle for many Americans;...
Filling Medicare gaps means planning for services and costs that Original Medicare doesn’t cover—like...
Goal-based planning for early retirement seekers focuses your savings and investment decisions on concrete...
Monte Carlo scenario planning uses randomized simulations to estimate the probability that your retirement...
A multi-year Roth conversion plan spreads taxable conversions across years to minimize bracket creep,...
A Health Savings Account (HSA) is a triple-tax-advantaged account for people with high-deductible health...