Lenders substitute W-2s with other documents to judge income stability and repayment ability for self-employed...
Lenders judge borrower character (creditworthiness) and capacity (ability to repay) to price loans and...
Net worth and debt-to-income (DTI) ratios are two of the primary metrics lenders use to measure a borrower’s...
Lenders treat self-employed applicants differently because income is often irregular and reported on...