Form 4506 is an official IRS form allowing taxpayers or their authorized representatives to request a certified copy of a previously filed federal tax return. Unlike tax transcripts, which summarize return data, Form 4506 obtains the exact copy of the return as originally filed, including all schedules and attachments.
Purpose and When to Use Form 4506
Many financial and legal processes require a certified copy of a tax return. Examples include mortgage refinancing, loan applications, amending returns, resolving tax disputes, or immigration cases where proof of income is necessary. The IRS offers Form 4506 to meet this need for official documentation.
How to Use Form 4506
To request a copy, complete the form by providing your full name, Social Security number (or ITIN), and the address as shown on your original return. Specify the tax year(s) for which you need the copy, then sign and date the form. If someone else is requesting on your behalf, a valid power of attorney form (Form 2848) must accompany the request.
Mail the completed Form 4506 along with a $43 fee per tax return copy requested to the appropriate IRS address listed in the form instructions. It is advisable to send the form via tracked mail to ensure delivery. The IRS generally processes requests within 75 calendar days, though times may vary.
Who Can Request Copies?
Only the taxpayer or a legally authorized individual can request copies using Form 4506. The IRS will not release certified copies to unauthorized third parties.
Important Tips and Common Pitfalls
- Confirm the tax year(s) you need before submitting.
- Include the $43 processing fee per copy; this fee is non-refundable.
- Ensure your signature is on the form to avoid rejection.
- Use Form 4506-T if you only need a transcript (summary) for free and faster delivery.
- Mail requests well in advance of any deadlines due to processing times.
- Keep a copy of your submitted form for your records.
Real-World Examples
For instance, a homeowner refinancing a mortgage may need to submit certified tax returns to their lender as proof of income. In another case, individuals who have misplaced old tax documents can obtain official copies rather than searching through records.
Summary Table: Form 4506 at a Glance
| Feature | Details |
|---|---|
| Purpose | Request certified copy of a filed tax return |
| Fee | $43 per copy |
| Processing Time | About 75 calendar days |
| Who Can Request | Taxpayer or authorized representative |
| Common Uses | Mortgage, loan applications, legal proof, immigration |
| Alternative Form | Form 4506-T for free transcripts |
For further details and to download Form 4506, visit the official IRS page: IRS Form 4506. Additionally, to understand transcript options, see IRS Get Transcript. This information is current as of 2025.