- H3: What Exactly Is a Credit Mix?
- H3: Why Does Credit Mix Matter for Your Credit Score?
- H3: Types of Credit Accounts
- H3: How to Build a Healthy Credit Mix
- H3: Credit Mix and Your Credit Score: A Closer Look
- H3: Real-World Examples of Credit Mix
- H3: Who is Affected by Credit Mix?
- H3: Tips for Improving Your Credit Mix
- H3: Common Misconceptions About Credit Mix
- H3: Sources
How Does Your Credit Mix Affect Your Credit Score?
Credit mix refers to the variety of credit accounts you have, such as revolving credit (like credit cards) and installment loans (like mortgages or auto loans). Lenders look at your credit mix to see how well you handle different kinds of debt.