When you move, it’s critical to update your address with the IRS to keep your tax records accurate and avoid missed mail. This process informs the IRS of your new mailing address, ensuring that tax refunds, notices about audits, penalties, or tax debts, and other important documents reach you promptly.
Why is Changing Your IRS Address Important?
Failing to update your address can lead to serious issues. Your tax refund checks may be sent to your old address, or important IRS correspondence could be delayed or lost. This can result in missed deadlines, unexpected penalties, or security risks like identity theft if sensitive mail goes astray.
How to Update Your Address with the IRS
There are several ways to notify the IRS of your address change:
1. Include Your New Address When Filing Your Tax Return
The simplest way to update your address is to enter your new mailing address on your next federal tax return. Once your return is processed, the IRS updates its records automatically.
2. Complete and Mail IRS Form 8822 (Change of Address)
If you’ve already filed your tax return or need to update your address immediately, use Form 8822. This form allows individuals to report an address change without waiting for the next tax return.
- Download Form 8822 from IRS.gov.
- Fill out the form with your old and new addresses.
- Mail the form to the address specified in the form’s instructions, which varies based on your old address.
3. For Businesses: Use Form 8822-B
Businesses must use Form 8822-B to update their address with the IRS. Similar to the individual form, it must be mailed following the instructions.
4. Phone Updates (Limited Cases)
In rare cases, you can call the IRS at 1-800-829-1040 to update your address, but you will need to verify your identity. This method is generally reserved for specific circumstances.
When Should You Update Your IRS Address?
Update your address as soon as you move to avoid interruptions. The IRS recommends notifying them immediately after relocating so you continue receiving all important communications.
Consequences of Not Updating Your Address
- Your tax refund check could be delayed or lost, especially if you do not use direct deposit.
- Important IRS notices related to audits, taxes owed, or penalties may not reach you on time.
- Risk of identity theft if sensitive communications are sent to an incorrect address.
Common Mistakes to Avoid
- Assuming the IRS automatically knows your new address without notification.
- Relying only on USPS mail forwarding, which does not apply to the IRS.
- Sending Form 8822 to the wrong IRS address; always check the latest mailing instructions.
- Forgetting to update your state tax agency and the Social Security Administration.
Helpful Tips
- Use direct deposit to receive refunds quickly and reduce lost check risk.
- Set a reminder to update your address before filing each year’s taxes.
- Keep copies of all forms you submit.
- Register or update your address in your IRS online account for faster processing.
Real-Life Example
Jessica moved from New York to Florida and filed her 2023 tax return with her new address. However, she did not submit Form 8822 immediately. As a result, her refund check went to her old address, causing a delay. After filing Form 8822 later, her records were updated for future correspondence.
Frequently Asked Questions
Can I change my address online with the IRS?
The IRS currently does not offer an online option for individuals to change their address. You must use your tax return or Form 8822.
How long does it take for the IRS to process a change of address?
It can take up to four weeks after the IRS receives Form 8822 to update your address in their system.
Do I need to update my address every year?
No, you only need to update your address when you move again.
Summary Table: Methods to Change Your Address with the IRS
| Method | When to Use | How to Do It | Processing Time |
|---|---|---|---|
| Tax Return | Filing your annual return | Enter new address on the tax return | When processed (several weeks) |
| Form 8822 (Individuals) | After filing or anytime | Mail completed Form 8822 | Up to 4 weeks |
| Form 8822-B (Businesses) | For business address changes | Mail completed Form 8822-B | Up to 4 weeks |
| Phone | Limited cases | Call 1-800-829-1040 | Varies |
References
- IRS.gov. “Change of Address.” https://www.irs.gov/newsroom/change-of-address
- IRS.gov. “About Form 8822.” https://www.irs.gov/forms-pubs/about-form-8822
- IRS.gov. “Where To File Paper Tax Returns.” https://www.irs.gov/filing/where-to-file-paper-tax-returns-with-or-without-a-payment
- NerdWallet. “How to Change Your Address With the IRS.” https://www.nerdwallet.com/article/taxes/change-of-address-irs
Updating your address with the IRS promptly can prevent costly delays and ensure you stay informed about your tax matters. Remember, simply moving your mail forwarding with USPS does not notify the IRS, so take the necessary steps outlined above to keep your tax records current.
